RAMS Home Loans products & information

We currently have 28 products from RAMS Home Loans. Read more about RAMS Home Loans and browse products in detail below.

Home Loans

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Headline interest rate p.a. Annual fee Max LVR

RAMS IO Maximiser
A low rate for property investors

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Home Loans
RAMS Basic
The no fuss, low rate home loan

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Home Loans
RAMS SmartWay
The "smarter" all-in-one home loan

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Home Loans
RAMS Rent Saver
Finding it hard to rent and save a deposit at the same time? Talk to RAMS

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Home Loans
RAMS Line of Credit
An evergreen line of credit at home loan rates

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Home Loans
RAMS SmartWay Pro Pack 1
An all-in-one home loan with discounted rates

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Home Loans
RAMS SmartWay Pro Pack 2
An all-in-one home loan with discounted rates

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Home Loans
RAMS Line of Credit Pro Pack 1
An evergreen line of credit with preferential rates

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Home Loans
RAMS Line of Credit Pro Pack 2
An evergreen line of credit with preferential rates

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Home Loans
RAMS Standard Variable
A standard home loan with no account keeping fee

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Home Loans
RAMS SmartWay Low Doc
Low paperwork and smarter money management

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Home Loans
RAMS Low Doc 500 Plus
A preferential rate for loans of $***,*** or more

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Home Loans
RAMS Line of Credit Low Doc 1
An evergreen line of credit to access home equity

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Home Loans
RAMS Line of Credit Low Doc 2
An evergreen line of credit to access home equity

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Home Loans
RAMS SE Pro Pack 1
Discounted rates and low paperwork for the self-employed

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Home Loans
RAMS SE Pro Pack 2
Discounted rates and low paperwork for the self-employed

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Home Loans
RAMS Line of Credit SE Pro Pack 1
An evergreen line of credit loan with preferential rates

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Home Loans
RAMS Line of Credit SE Pro Pack 2
An evergreen line of credit loan with preferential rates

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Home Loans
RAMS SE Pro Pack 80
A discounted rate home loan for self-employed clients with total RAMS borrowings of $***,*** or more who wish to borrow up to **% of the purchase price (or valuation if lower).

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Home Loans
RAMS Fixed Rate
Protect against rising interest rates

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Home Loans
RAMS Fixed Rate Rent Saver
Stop renting with a great fixed rate

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Home Loans
RAMS Fixed Rate Pro Pack 1
Repayment certainty for larger loans

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Home Loans
RAMS Fixed Rate Pro Pack 2
Repayment certainty for larger loans

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Home Loans
RAMS Fixed Rate SE Pro Pack 1
Discounted rates and low paperwork for the self-employed

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Home Loans
RAMS Fixed Rate SE Pro Pack 2
Discounted rates and low paperwork for the self-employed

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Home Loans
RAMS Fixed Rate Low Doc
A low paperwork, fixed rate home loan

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Home Loans
RAMS Rate Relief
A Low Introductory Rate For The First * Years

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Home Loans
RAMS Rate Shearer
Discounted variable rate for the first three years

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Home Loans

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About RAMS Home Loans

Very much the home loan specialist, RAMS has been a dedicated provider of mortgages for more than ten years in Australia, forming in 1991. RAMS offers a massive range of home loans, catering to everyone from the first home buyer to the property investor, with discounted rate home loans for self-employed home buyers and several other specialist loans including those that save on mortgage insurance, limited deposit loans and honeymoon rate loans. RAMS has more than 40 franchisees operating in more than 70 metropolitan and regional RAMS Home Loan Centres.

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What are you looking for?

What type of loan? Standard variable rate Basic Variable Rate Fixed Rate Split Rate Line of Credit Construction

$-100 max annual fee

No annual fee

Any annual fee

lowhigh

-100

100

$-100 max application fee

No application fee

Any application fee

lowhigh

-100

100

0% min LVR

Any LVR

lowhigh

Additional features Additional repayment allowed Redraw facility Offset account available

What are you looking for?

What type of card? Credit card Debit card Charge card

-1% max purchase rate

0% max purchase rate

Any purchase rate

lowhigh

-1

-1% max balance transfer rate

0% max balance transfer rate

Any balance transfer rate

lowhigh

-1

-1% max cash advance rate

0% max cash advance rate

Any cash advance rate

lowhigh

-1

0months min intro balance transfer period

Any intro balance transfer period

lowhigh

$0 min credit limit

Any credit limit

lowhigh

1000

$-10 max annual fee

No annual fee

Any annual fee

lowhigh

-10

Additional features Additional card holder Online access Phone access Rewards program

What are you looking for?

Security Secured Unsecured Secured / Unsecured

Interest type Variable Fixed Variable / fixed

-1% max start rate

0% max start rate

Any cash advance rate

lowhigh

-1

$0 min loan

Any min loan amount

lowhigh

500

$0 max loan

Any max loan amount

lowhigh

10000

$-1 max monthly fee

No monthly fee

Any monthly fee

lowhigh

-1

$-10 max signup fee

No signup fee

Any signup fee

lowhigh

-10

Additional features Additional repayment allowed Redraw facility Online application Loan Insurance

What are you looking for?

What type of loan? Secured Unsecured Secured / Unsecured

Interest type Variable Fixed Variable / fixed

-1% max start rate

0% max start rate

Any cash advance rate

lowhigh

-1

$0 min loan

Any min loan amount

lowhigh

500

$0 max loan

Any max loan amount

lowhigh

10000

$-1 max monthly fee

No monthly fee

Any monthly fee

lowhigh

-1

$-10 max signup fee

No signup fee

Any signup fee

lowhigh

-10

Additional features Additional repayment allowed Redraw facility Online application Loan Insurance

What are you looking for?

What type of account? Transaction Savings Term deposit

0% min interest rate

Any interest rate

lowhigh

$-1 max monthly fee

No monthly fee

Any monthly fee

lowhigh

-1

$-1 max other bank ATM fee

No other bank ATM fee

Any other bank ATM fee

lowhigh

-1

$-1 max branch assistance fee

No branch assistance fee

Any branch assistance fee

lowhigh

-1

$0 min balance

Any min balance

lowhigh

$0 min opening deposit

Any min opening deposit

lowhigh

Additional features ATM access EFTPOS BPAY Online access Phone access Branch access Cheque book

What are you looking for?

Direct Debit Direct Debit or EFT

more options > Search Plan

Australia Mortgage Brokers

Blue Sky Home Loans
Tel: 1300 133 948

Level 14 Lumley House, 309 Kent St., Sydney - NSW 2000
Services we offer
- Home Loan
Auspak Financial Services
Tel: 0410 768 192

85 Gindurra Ave, Castle Hill - NSW
Services we offer
- Home Loan

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RAMS Home Loans products & information

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