Westpac Secured Personal Loan

Moneybuddy says

This Westpac secured personal loan is a car loan secured against a new or used car. Borrow between $10,000 to $100,000 on a loan term of 1 to 7 years. The interest rate is fixed for the life of the loan, so you'll be shielded from changes to interest rates. Apply immediately and receive the special interest rate of 8.49% p.a.

The Basics

Interest Fixed

Security Secured

Personal loan type Overdraft

Start rate p.a. from 8.49%

Comparison rate p.a.* 9.54%

Max. loan $100,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule Weekly

Online application Yes

Redraw facility No

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Min. loan $10,000

Min. term 1 year

Max. term 7 years

The ugly stuff: fees

Signup fee 250.00

Exit fee $175

Monthly fee $10

Comparison Rate Disclaimer -

Early Repayment Fee -

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Westpac says

Get your dream car sooner with a new Westpac Car Loan.

Key features

  • Lock in a special 8.49% p.a. fixed rate when you apply today*
  • You decide how long you want to pay off the loan - between 1 and 7 years
  • The secured person car loan ranges between $10,000 and $100,000
  • Protect against interest rate increases with fixed minimum payments for the term of the loan
  • $250 establishment fee
  • $10 monthly fee
  • Prepayment fee of $175 if your loan term is 2 to 7 years and you pay it off within 2 years
  • Repayments can be made weekly, fortnightly or monthly
  • Repay your loan faster by making extra repayments


  • 8.49% p.a. fixed interest rate when you apply immediately
  • Online application
  • Fixed interest rate with minimum repayment option
  • Make extra repayments to pay off your loan faster
  • No fee for paying out the loan early

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