St George Bank Personal Loan - Secured Variable

Moneybuddy says

Secured variable rate personal loan. St George personal loans use your vehicle as security to help keep rates low. There is a choice of fixed or variable interest rate, and loans can be anything between $3,000 and $80,000. There is a $195 establishment fee and a $9 monthly fee per loan, and repayment terms from 1 to 7 years are available. You can choose to repay the loan weekly, fortnightly, or monthly, and a redraw facility is available on variable interest rate personal loans. You can track and manage your loan repayments by using St.George Internet Banking, with an option to protect your loan. There is an exit fee of $150 in the first year, and $100 thereafter.

The Basics

Security Secured

Personal loan type Overdraft

Start rate p.a. 12.74%

Interest Variable

Max. loan $80,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule Weekly

Online application Yes

Redraw facility Yes

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Comparison rate p.a. 13.62%

Min. loan $3,000

Min. term 1 years

Max. term 7 years

The ugly stuff: fees

Signup fee $195

Exit fee $150

Monthly fee $9

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