St.George Personal Loan - Secured Variable

Moneybuddy says

St.George personal loans use your vehicle as security to help keep rates low. The variable interest rate is 12.74% p.a (13.81% p.a. comparison rate) and loans can be anything between $3,000 and $80,000. There is a $195 establishment fee and a $12 monthly fee per loan, and repayment terms from 1 to 7 years are available. You can choose to repay the loan weekly, fortnightly, or monthly, and a redraw facility is available on variable interest rate personal loans. You can track and manage your loan repayments by using St.George Internet Banking, with an option to protect your loan. There is an exit fee of $150 in the first year, and $100 thereafter.

The Basics

Interest Variable

Security Secured

Personal loan type Personal Loan

Start rate p.a. from 12.74%

Comparison rate p.a.* 13.81%

Max. loan $80,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule Weekly or Fortnightly or Monthly

Online application Yes

Redraw facility Yes

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Min. loan $3,000

Min. term 1 years

Max. term 7 years

The ugly stuff: fees

Signup fee 195.00

Exit fee $150

Monthly fee $12

Comparison Rate Disclaimer The comparison rate is based on a loan of $30,000 and 5 years.

Early Repayment Fee -

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

St.George says

Apply online and get a fast decision in 60 seconds

Your vehicle is used as security to help keep rates low

Borrow from $3,000 to $80,000

Repayment terms from 1 to 7 years available on the variable secured personal loan

Key features

  • Apply online and get a decision in a fast 60 seconds
  • Your vehicle is used as security to help keep rates low
  • Borrow from $3,00 to $80,000
  • Flexibility to make extra repayments
  • Repayment terms from 1 to 7 years available on the variable personal loan


  • Get a response in 60 seconds
  • Flexible repayment options


  • Minimum redraw amount of $500
  • $10 per withdrawal fee

Terms & conditions

Personal loan discharge $150 (within the first 12 months of the loan term) $100 (after the first 12 months and before the end of the loan term) Processing fee - may be payable if a personal loan is repaid before the end of the loan term.


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home > compare personal loans > St.George personal loans > Personal Loan - Secured Variable