St George Bank Get Set Loan

St George Bank
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Start rate
15.89%
Interest
Variable
Max. loan
$50,000

Moneybuddy says

A credit facility type loan that allows you make payments for major purchases and, if you start to pay off the loan, redraw funds again as you need them. Has a variable rate of interest, moderate establishment fee and comes with an optional debit card or cheque book. Credit limits start at $5,000.

The Basics

Security Unsecured

Personal loan type Personal Loan

Start rate 15.89%

Interest Variable

Max. loan $50,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule -

Online application Yes

Redraw facility Yes

Early repayment allowed No

Additional repayments allowed No

The Facts & Figures

Comparison rate -

Min. loan $5,000

Min. term -

Max. term -

The ugly stuff: fees

Signup fee $150

Exit fee $0

Monthly fee $9

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Key features

  • Car Loan: Apply online and get a decision in a fast 60 seconds
  • Car Loan: Your vehicle is used as security to help keep rates low
  • Car Loan: Borrow from $3 000 to $80 000
  • Flexible personal loan: Choose from fixed or variable rate
  • Flexible personal loan: Repayment terms from 1 to 7 years available
  • Flexible personal loan: Borrow from $3 000 to $40 000
  • Get Set Loan: Flexibility to dip back into the money you've repaid anytime
  • Get Set Loan: Make purchases with a Visa Debit card
  • Get Set Loan: Interest payable only on your outstanding balance

Pros

  • Convenient access to extra cash when needed

Cons

  • It has a monthly feeIt has an establishment fee also
  • although a moderate one - just $150.

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