Fair Go Finance Unsecured Personal Loan

Moneybuddy says

Fair Go Finance offers good and bad credit unsecured personal loans from $500 to $5,000 with repayment terms from 1 to 12 months. They try to help when traditional lenders can’t. There are no fees for paying out your loan early, so you can reduce the amount of interest you pay by paying it off faster than scheduled.

The Basics

Interest Fixed

Security Unsecured

Personal loan type Personal Loan

Start rate p.a. from 29.90%

Comparison rate p.a.* 42.00%

Max. loan $5,000

The cool stuff: features

Loan insurance available? No

Repayment schedule Weekly or Fortnightly or Monthly

Online application Yes

Redraw facility No

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Min. loan $500

Min. term 1 month

Max. term 12 months

The ugly stuff: fees

Signup fee from $203 to $920

Exit fee $0

Monthly fee $0

Comparison Rate Disclaimer Unsecured Loan comparison rates are based on $500 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Early Repayment Fee $0

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fair Go Finance says

The unsecured loan is designed to be repaid quickly while also ensuring that repayments are affordably structured. These loans are primarily for borrowers who do not fit traditional bank/lender policies and are used for small purchases such as white goods, computers, medical bills, car repairs, housing bond loans, home improvements, travel, vacations or unexpected expenses.

Key features

  • Unsecured personal loans from $500 to $5,000
  • Fair Go Finance is the lender - for personal loans over $5,000 they act as the broker
  • Establishment fee from $203 to $920


  • Apply online and eSign the contract online
  • Caters for applicants with good and bad credit history
  • Funds normally in your account within 24-48 hours of final approval
  • Repayments over 1 to 12 months


  • High rates of interest or establishment fees apply on some loans

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