Fair Go Finance Secured Personal Loan

Moneybuddy says

If you want a loan to buy a car or motor bike, or already own one outright, you can apply for a secured loan by offering it as security. Fair Go Finance offers good & bad credit secured personal loans from $2,250 to $5,000 with repayment terms from 4 to 12 months. They try to help when traditional banks and lenders can’t. There are no fees for paying out your loan early, so you can reduce the amount of interest you pay by paying it off faster than scheduled. Of course check the fees and interest rates to ensure the product matches your needs for a personal loan.

The Basics

Interest Fixed

Security Secured

Personal loan type Personal Loan

Start rate p.a. from 29.90%

Comparison rate p.a.* 40.00%

Max. loan $5,000

The cool stuff: features

Loan insurance available? No

Repayment schedule Weekly or Fortnightly or Monthly

Online application Yes

Redraw facility No

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Min. loan $2,250

Min. term 4 months

Max. term 12 months

The ugly stuff: fees

Signup fee From $203 to $980

Exit fee $0

Monthly fee $0

Comparison Rate Disclaimer Secured Loan comparison rates are based on $2750 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Early Repayment Fee $0

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fair Go Finance says

Secured loans are personal loans used to buy an asset (e.g. car loan or motor bike loans) or to obtain approval for a larger personal loan amount. By offering a vehicle as security, longer repayment terms can be structured to ensure the repayments remain affordable. As well as getting the fast online loan approvals that go with all of Fair Go Finance’s loan applications there are numerous benefits that customers get when taking a secured personal loan with Fair Go Finance.

Key features

  • Secured personal loans from $2,250 to $5,000
  • Fair Go Finance is the lender - for personal loans over $5,000 they act as the broker
  • Establishment fee from $203 to $980
  • Caters for applicants with good and bad credit history


  • Finance for 100% of the purchase price (up to $5,000)
  • You can buy privately or through a car yard
  • You can obtain a conditional pre-approval* if you don’t know the exact car you want to buy but would like to know how much you can afford
  • Fixed repayments


  • High rates of interest or establishment fees apply on some loans

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