Citibank Personal Loan by Citibank



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The Citibank Personal Loan boasts a competitive interest rate, low monthly service fee and the ability to redraw extra repayments. You can use the loan for a number of purposes such as a car loan, debt consolidation, home renovation or a holiday. There is no security required on the loan.

  • Low Interest rate
  • Interest calculated daily
  • Loan amounts between $4,000 to $75,000
  • Loan term: Instalment, 1 to 5 years
  • Unsecured
  • Loanguard insurance cover up to $75,000
  • Monthly repayment
  • Ability to make additional repayments at no charge
  • Minimum repayments of the monthly instalment amount
  • Repayment via direct debit (Citibank Easi-Pay), BPAY®, Mail or Australia Post
  • Lump sum repayments allowed
  • Redraw facility for amounts more than $500
  • Access funds credited directly into nominated account, by cheque payment or online banking

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