ANZ Personal Loan Variable

more info >

add to shortlist listed in my shortlist

Start rate p.a.
14.90%

Interest
Variable

Max. loan
$100,000

Moneybuddy says

Personal loan by ANZ offering a variable rate. The loan term ranges from 1 to 7 years and you can borrow from $5,000.

The Basics

Security Unsecured

Personal loan type Personal Loan

Start rate p.a. 14.90%

Interest Variable

Max. loan $100,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule Weekly or Fortnightly or Monthly

Online application Yes

Redraw facility -

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Comparison rate p.a. 18.01%

Min. loan $5,000

Min. term 1 year

Max. term 7 years

The ugly stuff: fees

Signup fee $150

Exit fee $200

Monthly fee $10

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to ANZ's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

ANZ says

Take the stress out of household budgeting. You can use an ANZ Personal Loan for almost anything including, consolidating debts into one regular repayment, home renovations or household goods, a car, holiday or a dream wedding. It's a fast and convenient way to get the things you want or to pay for the things you need. Borrow from $5,000. Loan terms of 1 to 7 years. Flexible repayment options and competitive interest rates.

Key features

Borrow from $5,000
Loan terms of 1 to 7 years
Flexible repayment options
Competitive interest rates
$200 exit fee if the loan is paid out within 12 months

Pros

Make additional repayments
Choose from weekly, fortnightly or monthly repayment options
Choose a loan term from 1 to 7 years
Make repayments over the phone, internet or at ANZ branches

Cons

Personal loan for travel or holiday can only be a 1 year term

Terms & conditions

1. A Deferred Establishment Fee will apply if you repay your Variable Rate Loan within 12 months of the date of advance.|2. This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply. ANZ will not store the information provided in this calculator.|3. These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only. WARNING: This comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee Waivers, are not included in the Comparison Rate, but may influence the cost of the loan. A Comparison Rate Schedule is available at any ANZ branch or View it online ANZ Comparison Rate Schedule (PDF 64kB).* Proposed loan repayment amount does not include any fees and charges which may be payable.|