ANZ Personal Loan Fixed

Moneybuddy says

An unsecured fixed rate personal loan from ANZ. Choose from a 1 to 7 year loan term with a low interest rate. Borrow over $5,000 and make repayments weekly, fortnightly or monthly - you choose!

The Basics

Security Unsecured

Personal loan type Personal Loan

Start rate p.a. 13.95%

Interest Fixed

Max. loan $100,000

The cool stuff: features

Loan insurance available? Yes

Repayment schedule Weekly or Fortnightly or Monthly

Online application Yes

Redraw facility -

Early repayment allowed No

Additional repayments allowed No

The Facts & Figures

Comparison rate p.a. 17.07%

Min. loan $5,000

Min. term 1 year

Max. term 7 years

The ugly stuff: fees

Signup fee $150

Exit fee $300

Monthly fee $10

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ANZ says

You can use an ANZ Personal Loan with a fixed interest rate for almost anything including, consolidating debts into one regular repayment, home renovations or household goods, a car, holiday or a dream wedding. It's a fast and convenient way to get the things you want or to pay for the things you need. Borrow from $5,000. Loan terms of 1 to 7 years. Flexible repayment options and competitive interest rates.

Key features

Borrow from $5,000
Loan terms of 1 to 7 years
Flexible repayment options
Competitive interest rates

Pros

Fixed repayments for budgeting certainty
Choose from weekly, fortnightly or monthly repayment options
Choose a loan term from 1 to 7 years
Make repayments over the phone, internet or at ANZ branches

Cons

You can't make extra repayments on the ANZ fixed rate personal loan

Terms & conditions

1. A Deferred Establishment Fee will apply if you repay your Variable Rate Loan within 12 months of the date of advance.|2. This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply. ANZ will not store the information provided in this calculator.|3. These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only. WARNING: This comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee Waivers, are not included in the Comparison Rate, but may influence the cost of the loan. A Comparison Rate Schedule is available at any ANZ branch or View it online ANZ Comparison Rate Schedule (PDF 64kB).* Proposed loan repayment amount does not include any fees and charges which may be payable.|