Rate Setter RateSetter Unsecured Personal Loans

Rate Setter
Start rate p.a. from
Comparison rate p.a.*
Max. loan

Moneybuddy says

RateSetter is a well established peer-to-peer lender with a great track record in the finance market. With a great low rate starting at 8.86% p.a (8.86% comparison rate p.a) this unsecured loan could be the loan for you. Borrow from $2,001 to $35,000 on a loan term of 6 month to 5 years. Check out the RateSetter website to take a 1 minute RateEstimate to see what rate you are entitled to. This won't effect your credit score, so go check it out today!

The Basics

Interest Variable / Fixed

Security Unsecured

Personal loan type Personal Loan

Start rate p.a. from 8.86%

Comparison rate p.a.* 8.86%

Max. loan $35,000

The cool stuff: features

Loan insurance available? No

Repayment schedule Monthly

Online application Yes

Redraw facility No

Early repayment allowed Yes

Additional repayments allowed Yes

The Facts & Figures

Min. loan $2,001

Min. term 6 months

Max. term 5 years

The ugly stuff: fees

Signup fee $200 (6 months - 2 years). $300 (4 - 5 years). $0 (3 years)

Exit fee $0

Monthly fee -

Comparison Rate Disclaimer * Comparison rate based on a $10,000 unsecured personal loan for a 3 year term for a borrower with a good credit history. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Rate stated is as at 5pm, 16 March 2016 and is subject to change. RateSetter credit criteria and terms and conditions apply. Reviews on ProductReview.com.au as at 17 March, 2016.

Early Repayment Fee $0

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rate Setter says

RateSetters don't need to beg to borrow. We offer fast, flexible secured or unsecured peer-to-peer personal loans with terms from 6 months to 5 years.

Key features

  • Top rated personal loans in Australia from ProductReview*
  • No obligation, 1 minute RateEstimate
  • Apply online in minutes
  • Receive funds in 48 hours
  • Terms from 6 months to 60 months
  • Borrow from $2,001 to $35,000


  • Fast Approval
  • Flexible Repayment Options
  • No exit fees
  • No early repayment fees

Terms & conditions

There are monthly fees depending on the loan amount and loan term. Check out the details before deciding!


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