Sunshine Loan Centres Short Term Loan

Moneybuddy says

Sunshine Loan Centres offer a no hassle borrow money fast! Apply online or over the phone for amounts between $150 to $1,800 with repayments from 16 days to 6 weeks. If approved they offer same day transfer service which means you can receive your cash even faster and straight into your account*. Fees are charged at 20% of the total amount + 4% monthly fee. You can check on the Sunshine Loan Centres website for more detailed information on their Fast, Easy and Simple loans to suit your needs.

The Basics

Standard Fee 20% + 4% per month

Max. Loan $1,800

Loan term 2-6 Weeks

How fast Same Day

The cool stuff: features

Repayment method Direct Debit

Online application Yes

Phone application Yes

Refinancing N/A

Speed Same Day

The Facts & Figures

Min. loan $150

Min. term 16 Days

Max. term 6 Weeks

Requirements Must be employed and over 18

The ugly stuff: fees

Fee Sunshine Loans charges $35 for each missed payment and $30/week arrears management fee when the loan goes past the original scheduled finish date.

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Sunshine Loan Centres says

Sunshine Loans is an Australian owned, family run business that has been around for 16 years. The application is made online through your mobile, computer or any other internet connected device. You will be notified of your conditionally approved loan immediately. Sign your contract online and the money will be deposited straight into your account. No paperwork....just fast and easy!

Key features

  • Everything Can Be Done Online
  • Quick Cash Deposits
  • Simple Application Process
  • Shorten your loan term or repay early at no cost


  • Easy To Apply
  • Can Still Be Approved With Bad Credit History
  • Money Could Be In Your Account Within Same Day

Terms & conditions

*Loan must be approved and signed during normal business hours to received same day business hours cash transfer.

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