Nimble : Payday Loan Alternative

Moneybuddy says

Nimble approves thousands of loans every month and has a quick, no-hassle application. Apply online and receive a fast decision. If approved, the cash could be in your account within 60 minutes, depending on who you bank with and when you apply.

The Basics

Standard Fee 20% establishment fee + 4% of principal per month

Max. Loan $1,600

Loan term 16-60 Days

How fast 60 Minutes*

The cool stuff: features

Repayment method Direct Debit

Online application Yes

Phone application No

Refinancing N/A

Speed 60 Mins, depending on your bank.

The Facts & Figures

Min. loan $100

Min. term 16

Max. term 60

Requirements Must Be Employed. (Centrelink Benefit Does Not Count As Employment)

The ugly stuff: fees

Fee Nimble charges a $15 dishonour fee when your loan goes overdue and then a $5 daily fee until the total amount owed reaches 200% of the principal amount borrowed, at which time the account is capped.

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Nimble says

t's a totally new way of borrowing. Simply apply online and once approved, you get the money within 60 minutes. Nimble gives you smart little loans up to $1,600 for the unexpected. Our loans only go for 16 - 60 days, so you can't get stuck in long-term debt.

Key features

  • Receive between $100 - $1,600
  • For up to 60 days
  • Fast application
  • Fast Payment


  • If you're in a bind for money and have exhausted other options then a short term loan from Nimble could help


  • Short term loans are an expensive form of credit and shouldn't be relied upon as a longer term financial solution.
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