Fair Go Finance Short Term Loan

Moneybuddy says

Fair Go Finance offers good and bad credit short term personal loans up to $5,000 with repayment terms from 1 to 12 months. They try to help when traditional lenders can’t. There are no fees for paying out your loan early, so you can reduce the amount of interest you pay by paying it off faster than scheduled. The Fair Go Finance payday loans can help if you're stuck for cash flow, but be careful of becoming reliant on payday loans.

The Basics

Standard Fee Varies depending on loan amount

Max. Loan $5,000

Loan term 1-12 months

How fast 24 Hours*

The cool stuff: features

Repayment method Direct Debit

Online application Yes

Phone application No

Refinancing Yes-subject to terms and conditions

Speed 24 Hours*

The Facts & Figures

Min. loan $500

Min. term 1 month

Max. term 12 months

Requirements More information available on websites FAQ's

The ugly stuff: fees

Fee See terms and conditions

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fair Go Finance says

The short term loan is designed to be repaid quickly while also ensuring that repayments are affordably structured. These loans are primarily for borrowers who do not fit traditional bank/lender policies and are used for small purchases such as white goods, computers, medical bills, car repairs, housing bond loans, home improvements, travel, vacations or unexpected expenses.

Key features

  • Short term personal loans from$500 to $5,000
  • Fair Go Finance is the lender - for personal loans over $5,000 they act as the broker

Pros

  • Apply online and eSign the contract online
  • Caters for applicants with good and bad credit history
  • Funds normally in your account within 24-48 hours of final approval
  • Short term loan repayments over 1 to 12 months
  • Flexible payday loans

Cons

  • High rates of interest or establishment fees apply on some loans

Terms & conditions

*24 Hours from the receipt of all required documents. For loans from $500 - $2000 - Establishment Fee 20% of loan amount with a monthly fee of 4% per month and 0% p.a. interest rate. Loan amount $2250 -$5000 - Establishment fee varies from $460-$695 with an interest rate 29.9%p.a and a Monthly fee $5.

 
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