Cash Train Short Term Loans

Moneybuddy says

Cash Train offers a quick and easy way to borrow money fast! Apply online for amounts between $200 to $2,000 and repayments will be over 10 weeks or 3 months depending on your payment cycle. If approved you'll get the cash paid directly into your bank account on the same day (if approved by 3pm WST). Of course some transfers between banks happen faster than others, so some Cash Train payments will be in your account on the same day and other may take a day or two. Fees are charged at 20% of the total amount + 4% monthly fee. Cash Train has recently introduced some new features to their short term loans which mean that you have longer to pay back the loan - it's now a 10 week or 3 month repayment period rather than just one month. You can check on the Cash Train website what the repayments would be for weekly, fortnightly or monthly installments. First time customers can apply for up to $800.

The Basics

Standard Fee 20% of Total Amount Borrowed + 4% Monthly Fee

Max. Loan $2,000

Loan term 10 weeks to 3 months

How fast Same Day

The cool stuff: features

Repayment method Direct Debit

Online application Yes

Phone application -

Refinancing Once your loan has been repaid, you are able to make another loan request on the very same day.

Speed 3 Hours - 3 Days (Depending on which bank you are with)

The Facts & Figures

Min. loan $200

Min. term 10 weeks

Max. term 3 months

Requirements Over 18 Years Of Age, Have A Steady Income, Work Full or Part Time, Have a Bank Account, Are Paid into Your Bank Account, Are Paid Weekly, Fortnightly or Monthly

The ugly stuff: fees

Fee Fail to Make Scheduled Repayment Fee Of $25

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Key features

  • Fees Equate To $24 per $100 borrowed in the first month and $4 per $100 borrowed each month thereafter
  • Everything Can Be Done Online
  • Quick Cash Deposits
  • Simple Application Process
  • Shorten your loan term or repay early at no cost


  • Easy To Apply
  • Can Still Be Approved With Bad Credit History
  • Money Could Be In Your Account Within 3 Hours
  • Customers can shorten their loan term or repay early at no cost

Terms & conditions

* If approved by 3pm WST

Got a question about Cash Train Short Term Loans?
Enter your details below to enquire.




Postcode Type your full postcode and suggestions will appear



My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.


What are you looking for?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.

home > compare payday loans > Cash Train payday loans > Cash Train Short Term Loans