Home Loans articles

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Money Buddy guide to … buying your first house


This first home owners guide provides tips on the First Home Owner’s Grant, how much you can borrow, and the home buying process.


2008-06-20

Compare Home Loans


Compare Home Loans
2008-08-07

Investment properties pros & cons - a Money Buddy guide


Property has proved a relatively secure investment over the past quarter decade in Australia, but what should you consider before directing your savings to an investment property?
2007-03-19

The rate debate: fixed vs. variable rate home loans


Home loans generally have either a fixed or variable interest rate, or a split rate - a mixture of both.
2008-05-26

Federal Government's economic rescue package announced


Discusses the Government's new economic rescue package - what it is and what it offers.
2008-10-15

Reserve Bank interest rates explained


With recent Reserve Bank interest rate rises driving mortgage repayments skywards, it's important to understand the role the RBA plays, and how it sets it determines interest rates.
2007-04-17

Refinancing your home loan


With the selection of home loans currently available, many people are choosing to refinance their existing loan to take advantage of additional benefits and incentives offered by other lenders.
2006-11-14

Guide to equity access loans


Also known as reverse mortgages, equity access home loans allow you to borrow using the equity in your existing home, freeing up the cash that was tied up in bricks and mortar to use for other things.
2007-07-05

The costs of buying a house: what hidden expenses have you forgotten?


Guide to the hidden costs of buying a house.
2007-05-01

Reverse mortgages gaining popularity in Australia


In 2005, over 13,000 Australians took the reverse mortgage option to fund their retirement, loaning a grand total of $647 million. An incredible increase over the previous year's 5000 reverse mortgage applications, totalling just $250 million.
2008-10-15

Home loan tips and tricks – additional repayments


By making additional repayments you can significantly cut down the length of the loan, resulting in potentially huge savings in interest payments overall.
2006-11-14

Honeymoon or introductory rate home loans


Among the many home loan options available, many lenders are now offering home loans with a low introductory interest rate. These have become known as honeymoon rate home loans.


2006-11-13

What is sub-prime lending


Explains what sub-prime lending is and ways to avoid the fallout from the US mortgage crisis.
2008-10-11

Lenders mortgage insurance: protection for me or the bank?


Explains what lenders mortgage insurance is and how purchasers - as well as lenders - benefit.
2007-07-05

Choosing the best real estate agent


This guide tells you what you should look out for when choosing a real estate agent, whether you're buying, selling or renting.
2006-11-13

Low doc home loans


Low doc loans are designed to assist people who do not qualify for a traditional home loan to buy a property.
2007-09-27

New Zealand’s Investment Property Potential


Compare the Australian and New Zealand property markets for investors.
2008-08-07

Interest only home loans


Could an interest only home loan be the right option for you?
2007-03-21

Property loans: fixed, variable or honeymoon rates?


Explains fixed versus variable mortgages, the cons of honeymoon rate loans and benefits of taking out property investment loans with different banks.
2008-08-07

Stamp duty – the basics explained


Stamp duty is a general tax imposed upon certain documents and some undocumented acquisitions.
2007-02-07

Online mortgages guide


Online mortgages can seem attractive, often featuring lower interest rates and concessions on other fees, however it is important to consider your options carefully before making a decision.
2007-01-30

Money Buddy guide to ... Mortgage Brokers


What to look for in a mortgage broker – what benefits do brokers provide, and what should you be wary of?
2007-07-05

Negative equity explained – avoiding the negative equity trap


Learn how negative equity can affect you and how you can avoid negative equity in your home loan.
2007-03-22

Money Buddy guide to ... home loan types


This Money Buddy guide cuts through the jargon and explains what mortgage types are available and how to decide what you need.
2007-05-07

Money Buddy guide to ... home loan features


This article explains what redraw facilities, offset accounts, extra repayments and interest only payment options mean, and how they can influence your home loan decision.
2007-02-07

Buying a house at auction


Guide to getting the best deal on a property at auction.
2007-05-01

Selling a property at auction


Guide to choosing an auctioneer and selling your house at auction.
2007-05-01

Buying a house by private treaty


Learn about negotiating contracts and avoiding gazumping.
2007-05-01

Building and Pest Inspections – keeping unwanted guests from your new house


Building and pest inspections are an essential step in the purchase of a new home or investment property.
2006-11-22

Forced house sales, negative equity and bankruptcy: will it happen to you?


Explains when a forced sale may be required, who can help and what action you nee to take to avoid bankruptcy.
2008-05-26

106% home loans: what are they?


This article discusses the function of 106% home loans compared to standard and 100%  home loans and explains the disadvantages of taking out a 106% home loan.
2008-05-26

Who is... Wizard Home Loans


Explains who Wizard are, the history of the company and the major offerings for consumers.
2008-05-26

Who is... Mortgage Choice


Explains the history and services of Mortgage Choice, a broker service for home loans.
2008-08-07

Who is... RAMS


Explains the RAMS product offer and history for people researching a home loan.
2008-11-13

Who is... Homeloans Ltd


Explains the history and product offerings of Homeloans Ltd, and Australian home loan provider.
2008-08-07

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