Wizard Smart Choice Loan

get advice

Headline interest rate
-

Max LVR
100%

Annual fee
-

Moneybuddy says

The Wizard Smart Choice Loan is available for owner occupiers, investors in residential property, refinancing and construction. It offers a competitive variable rate and fixed rate options. 100% finance is available for loans up to $500,000 and the repayments can be made weekly, fortnightly or monthly. You can make interest only payments for up to 10 years, and free extra repayments. Lenders Mortgage Insurance is required if you borrow more than 80% of the property value.

The Basics

Interest type -

Headline interest rate -

Max LVR 100%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits Investor

The Facts & Figures

Introductory rate -

Introductory term -

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate -

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount $1,000,000

Early repayments Yes

Redraw facility No

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments No

The ugly stuff: fees

Application fee $100

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee $660

Redraw fee -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.