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Westpac Fixed Options by Westpac
Westpac Fixed Options
Institution : WestpacTheir Blurb
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Our View
The Westpac Fixed Options loan lets you know exactly how much you'll pay every month for at least 10 years. You then choose another fixed or variable rate. You can also lock-in the fixed rate at the time of loan approval and make interest only payments.
Pros
- Lock in fixed rate option
- Loan portability
Cons
- High loan application fee
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| The Facts & Figures | |
|---|---|
| Min Loan Amount | - |
| Repayment Holiday | No |
| Introductory Term | - |
| Max Loan Amount | - |
| Ability to Split Loan | No |
| Max LVR | - |
| Loan Type | Fixed rate loan |
| Extra Repayments | Yes |
| Minimum Loan Term | - |
| Early repayments | No |
| Offset Account Available | No |
| Maximum Loan Term | 30.00 years |
| Redraw Facility | Yes |
| Special offers | - |
| The cool stuff: features | |
| Settlemet Fee | - |
| Redraw fee | 0.00 |
| Application Fee | $ 600.00 |
| Interest only Payments | Yes |
| Administration Fee (monthly) | $ 8.00 |
| Draw Down Loan Progressively | Yes - $200.00 fee applies |
| Valuation Fee | - |
| Loan is Transferable | Yes |
| Legal Fee | - |
| Line of Credit Available | No |
| Required Insurance | - |
