UBank UHomeLoan Variable

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Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

The UBank variable home loan has no application fee and no ongoing bank fees. The low rate is only available for a limited time so apply now to make sure you don't miss out. Application is easily done online by clicking the 'Apply Now' button above.

The Basics

Max LVR 80.00%

Interest type Variable rate

Headline interest rate p.a. 3.74%

Comparison rate p.a. 3.74%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available -

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. 3.74%

Introductory term -

Interest rate (p.a.) 1 year -

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Minimum loan term -

Maximum loan term -

Min loan amount $100,000

Max loan amount $2,000,000

Early repayments Yes

Redraw facility Yes

Repayment holiday -

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments -

The ugly stuff: fees

Application fee $0

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer The comparison rate is based on a secured loan of $150,000 over the term of 25 years.

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

UBank says

Gives you flexibility. You can easily make extra payments, redraw surplus funds and make changes to your home loan.

Key features

  • Low Rate
  • No Fees
  • 80% LVR
  • Unlimited Redraw
  • Interest Only Option


  • No Fees
  • Split loan up to 4 times
  • Low interest Rate
  • Redraw available
  • No break costs
  • Portable loan

Terms & conditions

3.74% p.a. variable & comparison rate for new owner occupier, principal & Interest loans with value offer.


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home > compare home loans > UBank home loans > UHomeLoan Variable