UBank UHomeLoan Fixed

Moneybuddy says

A great rate for refinancing your existing loan, with quick and easy online application. There are no ongoing or monthly fees. The headline rate of 3.69% (comparison rate of 4.00% p.a.) applies to a 3 year fixed interest home loan. Apply today!

The Basics

Max LVR 80.00%

Interest type Fixed rate

Headline interest rate p.a. 3.69%

Comparison rate p.a. 4.00%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier & Investor

The Facts & Figures

Introductory rate p.a. -

Introductory term 3 years

Interest rate (p.a.) 1 year 3.69%

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years 3.69%

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years 4.27%

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year 4.15%

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years 4.00%

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years 4.18%

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Minimum loan term -

Maximum loan term -

Min loan amount $100,000

Max loan amount $2,000,000

Early repayments Yes

Redraw facility No

Repayment holiday -

Ability to split loan Yes

Extra repayments -

Offset account available No

Interest only payments -

The ugly stuff: fees

Application fee $0

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee $0

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer The comparison rate is based on a secured loan of $150,000 over the term of 25 years.

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

UBank says

Home loans can be complicated. So we've taken the time, hassle, and stress out of refinancing with our UBank UHomeLoan. Refinance online with a UHomeLoan.

Key features

  • Low Rate
  • Quick and easy online application
  • 80% LVR

Pros

  • Great Low Rate of 3.69%p.a. (4.00% comparison p.a.)
  • No Fees on Variable Loan
  • No fees on manual transactions
  • No fees on cash deposits
  • Unlimited Redraws
  • Refinance Online

Cons

  • $395 fee on loan approval
 

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