St George Bank Basic Home Loan

The Basics

Interest type Variable rate

Headline interest rate p.a. 6.88%

Max LVR -

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable -

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year -

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Comparison rate p.a. -

Minimum loan term -

Maximum loan term 30 years

Min loan amount -

Max loan amount -

Early repayments Yes

Redraw facility Yes

Repayment holiday -

Ability to split loan -

Extra repayments -

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee $500

Valuation fee -

Subsequent valuation fee -

Valuation fee details Valuation, external inspection, Market value assessment/estimate fees if St George asks to have any mortgage propertyvalued, externally inspected or on which a market valueassessment/estimate is to be conducted:|Valuations (fee payable is dependent on location/valueof security property(s)) from $164|External property inspection $92.25|Electronic Property Market Value Estimate $10.25|Property Market Value Assessment $71.75|Valuer’s travelling allowance (payable for each property on which an external inspection or valuation is to be conducted)(round trip from valuer’s place of business)|Up to 149km - $Nil|150-499km - $15.38/35km to $153.75 max|Over 500km - $153.75 plus $20.50/50km over 500km

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -