Resi Smart Pro

Resi
Headline interest rate p.a.
-
Max LVR
-
Annual fee
-

Moneybuddy says

Home loan option from Resi suited to borrowers of $***,*** or more offering a bigger discount, as well as flexible options, but adding a small annual fee.

The Basics

Interest type Variable rate

Headline interest rate p.a. -

Max LVR -

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details Payable by borrower if more than 80% LVR

Loan is Transferable Yes

Line of credit available Yes

Product suits Owner - Occupier & Investor

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year -

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Comparison rate p.a. -

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments Yes

Redraw facility Yes

Repayment holiday -

Ability to split loan Yes

Extra repayments Yes

Offset account available -

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.

Resi says

Receive a bigger discount for the life of your loan for a small annual fee. If you are borrowing $***,*** or more, then Resi Pro is the home loan for you. With no special qualifying criteria, you get access to our fully featured home loan, with a discount on an already competitive standard variable rate. A very low standard variable interest rate. Unlimited extra repayments from day one. Free unlimited redraw. Ability to split your loan. Ability to fix any portion of your loanInterest only option. **/* Internet and Phone access. A competitive annual fee

Key features

  • Unlimited extra repayments from day one
  • Free unlimited redraw
  • Ability to split your loan
  • Ability to fix any portion of your loan
  • Interest only option
  • **/* Internet and Phone access
  • A competitive annual fee

Pros

  • Unlimited extra repayments
  • Free unlimited redraw
  • Ability to split your loan
  • **/* Internet and Phone access

Cons

  • Small annual fee
 

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