Resi Smart Pro
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Moneybuddy says
Home loan option from Resi suited to borrowers of $***,*** or more offering a bigger discount, as well as flexible options, but adding a small annual fee.
The Basics
Interest type Variable rate
Headline interest rate p.a. -
Max LVR -
Annual fee -
The cool stuff: features
Draw down loan progressively -
Insurance details Payable by borrower if more than 80% LVR
Loan is Transferable Yes
Line of credit available Yes
Product suits Owner - Occupier & Investor
The Facts & Figures
Introductory rate p.a. -
Introductory term -
Interest rate (p.a.) 1 year -
Interest rate (p.a.) 2 years -
Interest rate (p.a.) 3 years -
Interest rate (p.a.) 4 years -
Interest rate (p.a.) 5 years -
Interest rate (p.a.) 7 years -
Interest rate (p.a.) 10 years -
Interest rate (p.a.) 15 years -
Comparison rate (p.a.) 1 year -
Comparison rate (p.a.) 2 years -
Comparison rate (p.a.) 3 years -
Comparison rate (p.a.) 4 years -
Comparison rate (p.a.) 5 years -
Comparison rate (p.a.) 7 years -
Comparison rate (p.a.) 10 years -
Comparison rate (p.a.) 15 years -
Comparison rate p.a. -
Minimum loan term -
Maximum loan term -
Min loan amount -
Max loan amount -
Early repayments Yes
Redraw facility Yes
Repayment holiday -
Ability to split loan Yes
Extra repayments Yes
Offset account available -
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Resi says
Receive a bigger discount for the life of your loan for a small annual fee. If you are borrowing $***,*** or more, then Resi Pro is the home loan for you. With no special qualifying criteria, you get access to our fully featured home loan, with a discount on an already competitive standard variable rate. A very low standard variable interest rate. Unlimited extra repayments from day one. Free unlimited redraw. Ability to split your loan. Ability to fix any portion of your loanInterest only option. **/* Internet and Phone access. A competitive annual fee
Key features
- Unlimited extra repayments from day one
- Free unlimited redraw
- Ability to split your loan
- Ability to fix any portion of your loan
- Interest only option
- **/* Internet and Phone access
- A competitive annual fee
Pros
- Unlimited extra repayments
- Free unlimited redraw
- Ability to split your loan
- **/* Internet and Phone access
Cons
- Small annual fee
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