Resi Complete Home Loan
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Moneybuddy says
Flagship home loan from Resi with loads of flexibility and a competitive rate.
The Basics
Interest type Variable rate
Headline interest rate p.a. -
Max LVR -
Annual fee -
The cool stuff: features
Draw down loan progressively -
Insurance details Payable by borrower if more than 80% LVR
Loan is Transferable Yes
Line of credit available Yes
Product suits Owner - Occupier & Investor
The Facts & Figures
Introductory rate p.a. -
Introductory term -
Interest rate (p.a.) 1 year -
Interest rate (p.a.) 2 years -
Interest rate (p.a.) 3 years -
Interest rate (p.a.) 4 years -
Interest rate (p.a.) 5 years -
Interest rate (p.a.) 7 years -
Interest rate (p.a.) 10 years -
Interest rate (p.a.) 15 years -
Comparison rate (p.a.) 1 year -
Comparison rate (p.a.) 2 years -
Comparison rate (p.a.) 3 years -
Comparison rate (p.a.) 4 years -
Comparison rate (p.a.) 5 years -
Comparison rate (p.a.) 7 years -
Comparison rate (p.a.) 10 years -
Comparison rate (p.a.) 15 years -
Comparison rate p.a. -
Minimum loan term -
Maximum loan term -
Min loan amount -
Max loan amount -
Early repayments Yes
Redraw facility Yes
Repayment holiday -
Ability to split loan Yes
Extra repayments Yes
Offset account available -
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Resi says
Over many years the Complete has won a string of awards for its extremely competitive features and keen interest rate. With all the flexibility you could possibly want and an interest rate almost half-a-percent lower than the advertised rate of the big four banks! Here are some of the features you can get on the Complete home Loan. A low standard variable rate. No regular ongoing monthly or yearly fees. No application fees. Unlimited extra repayments from day one. Free redraw. Ability to split loan. Ability to fix any portion of your loanInterest only option available. **/* Internet and Phone access. ATM card access
Key features
- Low standard variable rate
- No regular ongoing fees
- No application fees
- Free redraw
- Ability to split loan
- ATM card access
Pros
- No application fees
- Unlimited extra repayments from day one
- Free redraw
- Ability to split loan
Cons
- Fees and charges may be payable
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