Resi 3yr Fixed

Resi
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Headline interest rate p.a.
4.99%
Comparison rate p.a.
5.90%
Annual fee
-

Moneybuddy says

Resi is one of Australia's most popular non bank lenders and this fixed interest rate of 4.99% p.a for 3 years is going to attract more attention. The comparison rate is 5.90% p.a. This product has no application fee and unlike many of its competitors has no monthly or annual fee.

The Basics

Max LVR -

Interest type Fixed rate

Headline interest rate p.a. 4.99%

Comparison rate p.a. 5.90%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details Payable by borrower if more than 80% LVR

Loan is Transferable Yes

Line of credit available Yes

Product suits Owner - Occupier & Investor

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year -

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Minimum loan term 30 years

Maximum loan term 30.00 years

Min loan amount $30,000

Max loan amount $2,000,000

Early repayments No

Redraw facility Yes

Repayment holiday -

Ability to split loan Yes

Extra repayments Yes

Offset account available -

Interest only payments Yes

The ugly stuff: fees

Application fee $0

Valuation fee $264

Subsequent valuation fee -

Valuation fee details -

Discharge fee $295

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Resi says

A fixed rate home loan allows borrowers to carefully budget repayments. Knowing how much to pay means you can plan accordingly and gives yourself a degree of certainty.

Key features

  • One off application fee
  • Ability to have in conjunction with variable splits
  • Interst Only Option available

Pros

  • No application fee
  • Low fixed interest rate
  • Award winning non bank lender
  • Includes redraw facility
 

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