Ratebusters Fightback II

Ratebusters
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Headline interest rate p.a.
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Max LVR
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Annual fee
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Moneybuddy says

Flagship product from Ratebusters with no ongoing fees and plenty of features. Offers a very competitive rate also.

The Basics

Interest type Variable rate

Headline interest rate p.a. -

Max LVR -

Annual fee -

The cool stuff: features

Draw down loan progressively No

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

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Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Comparison rate p.a. -

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments Yes

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.

Ratebusters says

With an incredibly low interest rate and low set up fees, the Fightback home loan will suit just about everyone. This loan is fully transactional and can be used as your everyday account with its ***% offset feature and access to funds almost anywhere you choose. Ratebuster product have won awards for best home loan in Australia year after year making it a consistent performer and a well recognised as a superior online home loan.

Key features

  • Low set up fees
  • No ongoing account keeping fees
  • Loan can be split up to * times
  • Market leading rate which can be Principle and Interest or Interest Only for ** years
  • ***% offset account
  • Full transactional account with access to your funds Australia Wide
  • * free ATM transactions per month*
  • Unlimited Eftpos transactions
  • Unlimited BPAY
  • Online application with customer service help available during business hours
 

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