RAMS Home Loans RAMS SmartWay Low Doc

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Moneybuddy says

If you're looking for money management facilities such as ATM, EFTPOS and chequebook access, and you'd like to avoid mountains of paperwork, RAMS' SmartWay Low Doc product is worth checking out.

The Basics

Interest type Variable rate

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The cool stuff: features

Draw down loan progressively -

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Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

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Early repayments Yes

Redraw facility Yes

Repayment holiday Yes

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

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* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to RAMS Home Loans's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

RAMS Home Loans says

RAMS SmartWay Low Doc Home Loan is ideal if you're looking for the convenience of money management facilities such as ATM, EFTPOS and chequebook access. Plus, like all RAMS low doc loans, all you need to support your application is a signed Borrower Certificate of Income Declaration form stating your income together with ** months of BAS* statements or an accountant's letter or (if refinancing) statements for the last six months of the loan(s) being refinanced.