RAMS Home Loans RAMS SE Pro Pack 1
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Moneybuddy says
SE Pro Pack * is a mortgage option from RAMS offering a discounted rate for those with RAMS borrowings of $***,*** or more. This product also features a simplified application process and a range of money management facilities.
The Basics
Interest type Variable rate
Headline interest rate p.a. -
Max LVR -
Annual fee -
The cool stuff: features
Draw down loan progressively -
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits Owner - Occupier
The Facts & Figures
Introductory rate p.a. -
Introductory term -
Interest rate (p.a.) 1 year -
Interest rate (p.a.) 2 years -
Interest rate (p.a.) 3 years -
Interest rate (p.a.) 4 years -
Interest rate (p.a.) 5 years -
Interest rate (p.a.) 7 years -
Interest rate (p.a.) 10 years -
Interest rate (p.a.) 15 years -
Comparison rate (p.a.) 1 year -
Comparison rate (p.a.) 2 years -
Comparison rate (p.a.) 3 years -
Comparison rate (p.a.) 4 years -
Comparison rate (p.a.) 5 years -
Comparison rate (p.a.) 7 years -
Comparison rate (p.a.) 10 years -
Comparison rate (p.a.) 15 years -
Comparison rate p.a. -
Minimum loan term -
Maximum loan term -
Min loan amount -
Max loan amount -
Early repayments Yes
Redraw facility Yes
Repayment holiday Yes
Ability to split loan Yes
Extra repayments Yes
Offset account available No
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
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Legal fee -
Settlement fee -
Redraw fee -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to RAMS Home Loans's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.
RAMS Home Loans says
If you have total RAMS borrowings of $***,*** or more, a RAMS SE Pro Pack home loan could be for you. You'll benefit from a discounted* rate for the life of the loan and money management facilities such as ATM, EFTPOS and chequebook access.Plus, like all RAMS low doc loans, all you need to support your application is a signed Borrower Certificate of Income Declaration form together with ** months of BAS* statements, an Accountant's letter or (if refinancing) statements for the last six months of the loan(s) being refinanced.
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