RAMS Home Loans RAMS SE Pro Pack

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Moneybuddy says

RAMS home loan offering discounted rates for the life of your loan and allowing you to borrow up to 80% of the purchase price. You get 15 free transactions every month, a host of payment options and many other features. With RAMS SE Pro Pack there's also no need to submit financial statements or tax returns when applying. A flexible loan solution for the self-employed.

The Basics

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Product suits Owner - Occupier

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The ugly stuff: fees

Application fee $395

Valuation fee $200

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Settlement fee $300

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* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

RAMS Home Loans says

Discounted rates and low paperwork for the self-employed

If you have total RAMS borrowings of $250,000 or more, a RAMS SE Pro Pack home loan could be for you. You'll benefit from a discounted1 rate for the life of the loan and money management facilities such as ATM, EFTPOS and chequebook access.

Plus, like all RAMS low doc loans, all you need to support your application is a signed Borrower's Declaration stating your income and ability to meet your repayments. Subject to meeting our lending criteria, there's no need to supply financial statements or tax returns.

Product Key Benefits: Discounted1 interest rates for the life of your loan, Borrow up to 80% of the purchase price (owner occupiers and investors), Up to a total of 5 years interest only repayments, Redraw access to overpayments (no minimum), 15 free transactions every month across all access methods (ATM, EFTPOS and chequebook), Choice ofrepayment methods; Direct Debit, Salary Credit, Bank@Post or BPAY(R)2, Lifestyle Option available, Construction Option available, Repayment Holiday available Main details:

Application fee: $395 Valuation fee: $200 Discharge fee: $295 (plus costs) Loan Settlement fee: $300 Minimum loan size SE Pro Pack1: $250,000 Minimum loan size SE Pro Pack2: $500,000 Maximum loan size: No maximum

Disclaimer: Fees, conditions and limitations apply. Subject to RAMS normal lending criteria. 1Discounted off the RAMS SmartWay Variable Rate. 2BPAY available for extra payments only, not scheduled loan repayments. BPAY(R) is a trademark of BPAY(R) Pty Limited ABN 69 079 137 518.

(c) RAMS Financial Group Pty Limited 2009 - Australia - ABN 30 105 207 538 WA Finance Broker Licence No. 4602. Credit Provider: Westpac Banking Corporation ABN 33 007 457 141.