RAMS Home Loans RAMS Rate Shearer

RAMS Home Loans
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Headline interest rate p.a.
-
Max LVR
-
Annual fee
-

Moneybuddy says

RAMS Rate Shearer offers lower repayments in the first * years of your home loan. Very useful for first home buyers.

The Basics

Interest type Variable rate

Headline interest rate p.a. -

Max LVR -

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year -

Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

Interest rate (p.a.) 4 years -

Interest rate (p.a.) 5 years -

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

Comparison rate (p.a.) 2 years -

Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Comparison rate p.a. -

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments Yes

Redraw facility Yes

Repayment holiday Yes

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to RAMS Home Loans's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

RAMS Home Loans says

If you'd like lower repayments in the early years of your home loan, look no further than the RAMS Rate Shearer.You benefit from discounted variable rate for the first * years and a great ongoing rate. What you could save in repayments you can use for other expenses such as furniture or landscaping. It's ideal whether you're a first home buyer or refinancing.

Pros

  • Lower repayments in first * years
 

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