RAMS Home Loans RAMS Low Doc 500 Plus

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Moneybuddy says

RAMS Low Doc *** Plus Home Loan offers a "preferential rate" for those who are self-employed and borrowing more than $***,***. This mortgage also comes with useful money management facilities & requires minimal paperwork, keeping the process simple.

The Basics

Interest type Variable rate

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The cool stuff: features

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Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

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Early repayments Yes

Redraw facility Yes

Repayment holiday Yes

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

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* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to RAMS Home Loans's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

RAMS Home Loans says

If you're self-employed and borrowing over $***,***, a RAMS Low Doc *** Plus Home Loan could be perfect for you. You'll receive a preferential rate for the life of your loan and enjoy money management facilities such as ATM, EFTPOS and chequebook access.Plus RAMS makes the home loan process easy for you with simplified paperwork. All you need to support your application is a signed Borrower's Declaration stating your income together with ** months of BAS* statements or an accountant's letter or (if refinancing) statements for the last six months of the loan(s) being refinanced.