Newcastle Permanent Premium Plus Package

Newcastle Permanent
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Headline interest rate
-
Max LVR
97%
Annual fee
$300

Moneybuddy says

Highly-awarded home loans package from Newcastle Permanent offering 100% mortgage offset and no establishment fees. The loan has a low rate and offers a very high level of flexibility, so it's no wonder that the loan has won so many accolades.

The Basics

Interest type -

Headline interest rate -

Max LVR 97%

Annual fee $300

The cool stuff: features

Draw down loan progressively Yes

Insurance details Yes

Loan is Transferable Yes

Line of credit available Yes

Product suits Owner - Occupier

The Facts & Figures

Introductory rate -

Introductory term -

Interest rate 1 year 0%

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate -

Minimum loan term 0 years

Maximum loan term 30 years

Min loan amount $0

Max loan amount -

Early repayments Yes

Redraw facility Yes

Repayment holiday Yes

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee $0

Valuation fee $0

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee $0

Settlement fee $0

Redraw fee $35

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Newcastle Permanent says

Newcastle Permanent has been awarded more CANNEX 5-Star rated home loans than any other financial institution in Australia, and have just been named Cheapest Home Loan Package (Non-Bank) in Money magazine's Best of the Best Awards 2009.

Enjoy a discounted home loan rate

For a limited time our Premium Plus Package home loan offers a 0.75%p.a. discount off the premium variable rate for the life of your loan.

This loan comes with a range of flexible repayment options, a 100% Mortgage Offset Account, access to discounts and a pre approved Value+ Credit Card.

Key features

  • 100% mortgage offset account
  • No Establishment fees
  • 0.75% p.a. discount off our Premium Variable Home Loan interest rate
  • 0.65% p.a. off our Real Equity Line of Credit. Offer available for a limited time. Terms and Conditions apply.

Pros

  • 100% mortgage offset account
  • No Establishment fees

Cons

  • $300 per annum package fee

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