iMortgage Fusion Fixed

Moneybuddy says

The Fusion loan from iMortgage a low interest rate, plus no application fee and no annual fees!

The headline interest rate of 3.69% p.a. (3.89% p.a comparison rate) applies to a 3 year fixed interest home loan with borrowings of up to 80% of the purchase price.

For the rates on the 1,2,4 and 5 year fixed interest rate home loans see the table below, these are all based on borrowings of up to 80% of the purchase price.

If you were to borrow more than 80% there is an extra loading percentage added on to the interest rate shown. For loans between 80% LVR and 90% LVR add an extra 0.10% to the rate, for loans above 90% LVR add an extra 0.25% to the rate.

To apply for the 1,2,3,4 or 5 year fixed rate Fusion Loan with any of the above mentioned LVR rates, click 'Apply Now' on this page.

There is also $0 application fees, $0 settlement fees and $0 valuation fees any standard Fusion Loan.

If you take out a Combo Loan, where half of your loan is fixed and half is variable, you will receive an extra 0.15% discount on the headline interest rates shown below! Mention this when you apply!

Getting your home loan with iMortgage also gives you access to their Customer Benefits Program which has discounts and offers for many different items including hotel stays, dining, entertainment, computers and much more.

iMortgage even plant a tree for every new loan they give to a customer!

A tree, no application fees, no annual fees, a customer benefits program, the low rate, plus peace of mind for up to 5 years!

The Basics

Max LVR 95.00%

Interest type Fixed rate

Headline interest rate p.a. 3.69%

Comparison rate p.a. 3.89%

Annual fee $120

The cool stuff: features

Draw down loan progressively -

Insurance details Lender’s Mortgage Insurance Payable For loans above 80% LVR

Loan is Transferable No

Line of credit available No

Product suits Owner - Occupier & Investor

The Facts & Figures

Introductory rate p.a. 3.69%

Introductory term 3 years

Interest rate (p.a.) 1 year 3.89%

Interest rate (p.a.) 2 years 3.80%

Interest rate (p.a.) 3 years 3.69%

Interest rate (p.a.) 4 years 3.89%

Interest rate (p.a.) 5 years 4.59%

Interest rate (p.a.) 7 years -

Interest rate (p.a.) 10 years -

Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year 3.93%

Comparison rate (p.a.) 2 years 3.92%

Comparison rate (p.a.) 3 years 3.89%

Comparison rate (p.a.) 4 years 3.95%

Comparison rate (p.a.) 5 years 4.25%

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount $2,000,000

Early repayments Yes

Redraw facility Yes

Repayment holiday -

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee $0

Valuation fee $0

Subsequent valuation fee -

Valuation fee details At cost - estimated at $260 per property (payment required following conditional approval) One standard valuation per application valued at up to $280 is provided free of charge. Any non-standard valuations and additional valuations are at the cost of the borrower.

Discharge fee -

Discharge fee details -

Legal fee $0

Settlement fee $0

Redraw fee $0

Comparison Rate Disclaimer Comparison rates quoted are based on a $150,000 loan amount over 25 years. WARNING: Comparison rates quoted are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

iMortgage says

iMortgage Fusion loans offer:, $0 application, legal and valuation fees^, Borrow up to 90%, Flexible repayment options, New purchases or refinances, Owner occupiers or investors, Exclusive customer benefits, + More.

iMortgage offers low interest fixed rate home loans on fully featured and flexible loans, with fixed 1, 2, 3, 4 and 5-year rate terms available.

Key features

  • $120 Ongoing Fees
  • $0 Application Fee
  • $330 Annual Fee
  • Line Of Credit Available
  • Free Redraws*
  • Unlimited Additional Repayments
  • Choose Weekly, Monthly or Fortnightly Repayments
  • Interest Only Option Available

Terms & conditions

* Redraws N/A during fixed rate period. ^Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $280 is provided free of charge. Any non-standard valuations and additional valuations are at the cost of the borrower. Legal fees waived on upon establishment of 'standard loans' as defined by our solicitors and where there is a single security property. Application Fee of $299 waived for all borrowers. Other fees and charges may apply. iMortgage Fusion and Fusion ProPack variable rates are based on a minimum loan size of $200,000. Surcharge for iMortgage Fusion and Fusion ProPack variable rate loans under $200,000 is 0.03%pa on loans with an LVR of above 80%, and 0.10%pa on loans with an LVR of less than 80%. All iMortgage Fusion and Fusion ProPack loans above 90% LVR attract a rate surcharge of 0.25%pa above the 80%-90% LVR rate.

 
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