iMortgage Fusion Fixed
The Fusion loan from iMortgage a low interest rate, plus no application fee and no annual fees!
The headline interest rate of 3.69% p.a. (3.97% p.a comparison rate) applies to a 3 year fixed interest home loan with borrowings of up to 80% of the purchase price.
For the rates on the 1,2,4 and 5 year fixed interest rate home loans see the table below, these are all based on borrowings of up to 80% of the purchase price.
If you were to borrow more than 80% there is an extra loading percentage added on to the interest rate shown. For loans between 80% LVR and 90% LVR add an extra 0.10% to the rate, for loans above 90% LVR add an extra 0.25% to the rate.
To apply for the 1,2,3,4 or 5 year fixed rate Fusion Loan with any of the above mentioned LVR rates, click 'Apply Now' on this page.
There is also $0 application fees, $0 settlement fees and $0 valuation fees any standard Fusion Loan.
If you take out a Combo Loan, where half of your loan is fixed and half is variable, you will receive an extra 0.15% discount on the headline interest rates shown below! Mention this when you apply!
Getting your home loan with iMortgage also gives you access to their Customer Benefits Program which has discounts and offers for many different items including hotel stays, dining, entertainment, computers and much more.
iMortgage even plant a tree for every new loan they give to a customer!
A tree, no application fees, no annual fees, a customer benefits program, the low rate, plus peace of mind for up to 5 years!
Max LVR 80.00%
Interest type Fixed rate
Headline interest rate p.a. 3.69%
Comparison rate p.a. 3.97%
Annual fee $120
The cool stuff: features
Draw down loan progressively -
Insurance details Lender’s Mortgage Insurance Payable For loans above 80% LVR
Loan is Transferable No
Line of credit available No
Product suits Owner - Occupier & Investor
The Facts & Figures
Introductory rate p.a. 3.69%
Introductory term 3 years
Interest rate (p.a.) 1 year 3.89%
Interest rate (p.a.) 2 years 3.80%
Interest rate (p.a.) 3 years 3.69%
Interest rate (p.a.) 4 years 3.89%
Interest rate (p.a.) 5 years 4.59%
Interest rate (p.a.) 7 years -
Interest rate (p.a.) 10 years -
Interest rate (p.a.) 15 years -
Comparison rate (p.a.) 1 year 4.02%
Comparison rate (p.a.) 2 years 4.00%
Comparison rate (p.a.) 3 years 3.97%
Comparison rate (p.a.) 4 years 4.02%
Comparison rate (p.a.) 5 years 4.31%
Comparison rate (p.a.) 7 years -
Comparison rate (p.a.) 10 years -
Comparison rate (p.a.) 15 years -
Minimum loan term -
Maximum loan term -
Min loan amount -
Max loan amount $2,000,000
Early repayments Yes
Redraw facility Yes
Repayment holiday -
Ability to split loan Yes
Extra repayments Yes
Offset account available Yes
Interest only payments Yes
The ugly stuff: fees
Application fee $0
Valuation fee $0
Subsequent valuation fee -
Valuation fee details At cost - estimated at $260 per property (payment required following conditional approval) One standard valuation per application valued at up to $280 is provided free of charge. Any non-standard valuations and additional valuations are at the cost of the borrower.
Discharge fee -
Discharge fee details -
Legal fee $0
Settlement fee $0
Redraw fee $0
Comparison Rate Disclaimer Comparison rates quoted are based on a $150,000 loan amount over 25 years. WARNING: Comparison rates quoted are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
iMortgage Fusion loans offer:, $0 application, legal and valuation fees^, Borrow up to 90%, Flexible repayment options, New purchases or refinances, Owner occupiers or investors, Exclusive customer benefits, + More.
iMortgage offers low interest fixed rate home loans on fully featured and flexible loans, with fixed 1, 2, 3, 4 and 5-year rate terms available.
- $120 Ongoing Fees
- $0 Application Fee
- $330 Annual Fee
- Line Of Credit Available
- Free Redraws*
- Unlimited Additional Repayments
- Choose Weekly, Monthly or Fortnightly Repayments
- Interest Only Option Available
Terms & conditions
* Redraws N/A during fixed rate period. ^Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $280 is provided free of charge. Any non-standard valuations and additional valuations are at the cost of the borrower. Legal fees waived on upon establishment of 'standard loans' as defined by our solicitors and where there is a single security property. Application Fee of $299 waived for all borrowers. Other fees and charges may apply. iMortgage Fusion and Fusion ProPack variable rates are based on a minimum loan size of $200,000. Surcharge for iMortgage Fusion and Fusion ProPack variable rate loans under $200,000 is 0.03%pa on loans with an LVR of above 80%, and 0.10%pa on loans with an LVR of less than 80%. All iMortgage Fusion and Fusion ProPack loans above 90% LVR attract a rate surcharge of 0.25%pa above the 80%-90% LVR rate.