HSBC Home Value
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Moneybuddy says
The HSBC Home Value is a basic loan featuring a lower interest rate and no monthly account fees. Telephone banking is available, but you can only access account balances however. Make additional payments when you like to help decrease your loan. Redraw cash when you need it and transfer your loan if you buy another home elsewhere, saving you application and other fees.
The Basics
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The cool stuff: features
Draw down loan progressively -
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits -
The Facts & Figures
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Early repayments No
Redraw facility Yes
Repayment holiday No
Ability to split loan Yes
Extra repayments Yes
Offset account available No
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
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* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Pros
- No monthly fees
- Weekly
- fortnightly or monthly repayments
- Split your loan
Cons
- Phone banking includes balance checks only
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