HSBC Home Smart

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Headline interest rate
-

Max LVR
97.00%

Annual fee
-

Moneybuddy says

The HSBC Home Smart Line of Credit is a flexible equity loan with a lower variable interest rate. You can reduce the interest payable by depositing cash into the account each month. You get 20 free redraws per month for cash when you need it, use ATM Eftpos, BPay and phone banking for transactions. Enjoy a lower interest rate for the first 12 months and take your loan with you when you buy another property.

The Basics

Interest type -

Headline interest rate -

Max LVR 97.00%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available Yes

Product suits -

The Facts & Figures

Introductory rate -

Introductory term 12.00%

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate 8.08%

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount $7,500,000

Early repayments Yes

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments No

The ugly stuff: fees

Application fee $500

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.