Home Rewards by HSBC
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The HSBC Home Rewards is higher than the comparison rate initially, but reduces by 0.25% after the first year. After the second year it drops another 0.50% and then it stays at 0.75% below the standard variable rate for the term of the loan. This loan suits owner/occupiers and investors and you can take advantage of the loan split to maximise protection against rate rises and enjoy zero monthly fees. Make extra payments to reduce interest. Make minimum interest only repayments weekly, fortnightly or monthly.
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