HSBC Fixed Rate

HSBC
get advice
Headline interest rate
-
Max LVR
97%
Annual fee
-

Moneybuddy says

The HSBC Fixed Rate guarantees your interest rate to be set for up to 5 years. The Low Doc process is ideal for self employed candidates or people with poorer credit history. You can make extra payments every year up to $10,000 without incurring a fee and you can choose to pay interest only if you need to. Package your loan with other services to receive a discount.

The Basics

Interest type -

Headline interest rate -

Max LVR 97%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits -

The Facts & Figures

Introductory rate -

Introductory term -

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate -

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount $7,500,000

Early repayments Yes

Redraw facility No

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee $500

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Pros

  • Make extra payments
  • Low Doc
  • No monthly fees

Cons

  • Phone banking includes balances only
  • No redraw facility

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