Commonwealth Bank Standard Variable Rate Home / Investment Home Loan 1 Year Guaranteed Rate

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Moneybuddy says

The Commonwealth Bank Complete Home Loan/Investment Loan with 1 Year Guaranteed Rate gives you the security of a fixed interest rate for 12 months. After this period, the rate reverts back to the current standard variable. You can make extra payments if you have the cash and offset interest charges with a transaction account.

The Basics

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The cool stuff: features

Draw down loan progressively -

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Loan is Transferable Yes

Line of credit available No

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The Facts & Figures

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Comparison rate 8.08%

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Early repayments No

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee $600

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