Citibank Standard Variable Mortgage

Citibank
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Headline interest rate
-
Max LVR
100.00%
Annual fee
-

Moneybuddy says

The Citibank Standard Variable Mortgage has a number of features including a 12 month introductory rate, up to 100% LVR, loan split, additional repayments without penalty and interest only payments. You can package your loan with a Gold Visa card. This gives even more savings such as no monthly fees and discounted interest rate. Credit card available to approved applicants only.

The Basics

Interest type -

Headline interest rate -

Max LVR 100.00%

Annual fee -

The cool stuff: features

Draw down loan progressively No

Insurance details -

Loan is Transferable Yes

Line of credit available Yes

Product suits -

The Facts & Figures

Introductory rate -

Introductory term 12.00%

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate 8.20%

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount $4,000,000

Early repayments No

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee $399

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee $250

Redraw fee $0

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Pros

  • Unlimited redraws
  • Line of credit
  • Interest only repayments
  • Discount package program

Cons

  • No 100% offset

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home > compare home loans > Citibank home loans > Standard Variable Mortgage