Citibank Standard Fixed Rate

get advice

Headline interest rate
-

Max LVR
100%

Annual fee
-

Moneybuddy says

The Citibank Standard Fixed Rate loan gives you piece of mind when those Reserve Bank rates go up. A lower interest rate applies for 12 months and you can also link a Visa Gold card with this loan if eligible. Split the loan to save even more on interest, and access to an increasable line of credit. Self employed, low doc applicants aren't forgotten either. No redraws or extra payments are allowed however.

The Basics

Interest type -

Headline interest rate -

Max LVR 100%

Annual fee -

The cool stuff: features

Draw down loan progressively No

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits -

The Facts & Figures

Introductory rate -

Introductory term 12%

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years -

Interest rate 10 years -

Interest rate 15 years -

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate 8.74%

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount $4,000,000

Early repayments No

Redraw facility No

Repayment holiday No

Ability to split loan Yes

Extra repayments No

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee $399

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee $250

Redraw fee -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.