Citibank Standard Fixed Rate

Citibank
Headline interest rate p.a.
-
Max LVR
-
Annual fee
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Moneybuddy says

The Citibank Standard Fixed Rate loan gives you piece of mind when those Reserve Bank rates go up. A lower interest rate applies for ** months and you can also link a Visa Gold card with this loan if eligible. Split the loan to save even more on interest, and access to an increasable line of credit. Self employed, low doc applicants aren't forgotten either. No redraws or extra payments are allowed however.

The Basics

Interest type -

Headline interest rate p.a. -

Max LVR -

Annual fee -

The cool stuff: features

Draw down loan progressively No

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits -

The Facts & Figures

Introductory rate p.a. -

Introductory term -

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Interest rate (p.a.) 2 years -

Interest rate (p.a.) 3 years -

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Interest rate (p.a.) 15 years -

Comparison rate (p.a.) 1 year -

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Comparison rate (p.a.) 3 years -

Comparison rate (p.a.) 4 years -

Comparison rate (p.a.) 5 years -

Comparison rate (p.a.) 7 years -

Comparison rate (p.a.) 10 years -

Comparison rate (p.a.) 15 years -

Comparison rate p.a. -

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments No

Redraw facility No

Repayment holiday No

Ability to split loan Yes

Extra repayments No

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

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Discharge fee -

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Redraw fee -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.

Pros

  • Lower introductory rate
  • Interest only repayments
  • Discount package program

Cons

  • No redraws
  • No extra payments
 

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home > compare home loans > Citibank home loans > Citibank Standard Fixed Rate