Citibank Standard Fixed Rate
-
-
-
Moneybuddy says
The Citibank Standard Fixed Rate loan gives you piece of mind when those Reserve Bank rates go up. A lower interest rate applies for ** months and you can also link a Visa Gold card with this loan if eligible. Split the loan to save even more on interest, and access to an increasable line of credit. Self employed, low doc applicants aren't forgotten either. No redraws or extra payments are allowed however.
The Basics
Interest type -
Headline interest rate p.a. -
Max LVR -
Annual fee -
The cool stuff: features
Draw down loan progressively No
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits -
The Facts & Figures
Introductory rate p.a. -
Introductory term -
Interest rate (p.a.) 1 year -
Interest rate (p.a.) 2 years -
Interest rate (p.a.) 3 years -
Interest rate (p.a.) 4 years -
Interest rate (p.a.) 5 years -
Interest rate (p.a.) 7 years -
Interest rate (p.a.) 10 years -
Interest rate (p.a.) 15 years -
Comparison rate (p.a.) 1 year -
Comparison rate (p.a.) 2 years -
Comparison rate (p.a.) 3 years -
Comparison rate (p.a.) 4 years -
Comparison rate (p.a.) 5 years -
Comparison rate (p.a.) 7 years -
Comparison rate (p.a.) 10 years -
Comparison rate (p.a.) 15 years -
Comparison rate p.a. -
Minimum loan term -
Maximum loan term -
Min loan amount -
Max loan amount -
Early repayments No
Redraw facility No
Repayment holiday No
Ability to split loan Yes
Extra repayments No
Offset account available No
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Pros
- Lower introductory rate
- Interest only repayments
- Discount package program
Cons
- No redraws
- No extra payments
More from Citibank
My shortlist
You can shortlist products here & email them later.
No products currently shortlisted.













