Citibank Basic Mortgage

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Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

The Citibank Basic Mortgage is the bank's Basic Variable loan. You can split this loan up to * times to guard against rate rises, and take advantage when variable rates lower. You can also make unlimited redraws to access cash when you need it. Portability means you can take the loan with you when you buy a new property. Make interest only payments monthly and make extra payments without penalty.

The Basics

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The cool stuff: features

Draw down loan progressively No

Insurance details -

Loan is Transferable Yes

Line of credit available Yes

Product suits -

The Facts & Figures

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Early repayments No

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

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Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


  • Unlimited redraws
  • Line of credit
  • Interest only repayments


  • No ***% offset

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