Bankwest Equity Access

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Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

Bankwest's Equity Access home loan is ideal for the home owner who has already built up a bit of equity in their home.The Equity Access home loan transforms your home equity into cash, as this Line of Credit can be used as an everyday transaction account!

The Basics

Max LVR 90.00%

Interest type Variable rate

Headline interest rate p.a. 5.87%

Comparison rate p.a. 6.06%

Annual fee $144

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable -

Line of credit available Yes

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year 5.87%

Interest rate (p.a.) 2 years 5.87%

Interest rate (p.a.) 3 years 5.87%

Interest rate (p.a.) 4 years 5.87%

Interest rate (p.a.) 5 years 5.87%

Interest rate (p.a.) 7 years 5.87%

Interest rate (p.a.) 10 years 5.87%

Interest rate (p.a.) 15 years 5.87%

Comparison rate (p.a.) 1 year 6.55%

Comparison rate (p.a.) 2 years 6.94%

Comparison rate (p.a.) 3 years 6.94%

Comparison rate (p.a.) 4 years 6.94%

Comparison rate (p.a.) 5 years 6.94%

Comparison rate (p.a.) 7 years 6.94%

Comparison rate (p.a.) 10 years 6.94%

Comparison rate (p.a.) 15 years 6.94%

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments -

Redraw facility Yes

Repayment holiday No

Ability to split loan -

Extra repayments Yes

Offset account available -

Interest only payments Yes

The ugly stuff: fees

Application fee $700

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bankwest says

Between rising house prices and years of loan repayments, you’ve probably built up a nice bit of equity in your home. But you don’t have to leave it trapped there. Release it with a Bankwest Equity Access home loan.Your home literally becomes a personal cash dispenser as this line of credit can be used as an everyday transaction account, with ATM and cheque book access.Enjoy instant access to a low cost loan. After all, you’ve earned it!

Key features

  • Variable rate home loan
  • $700 application fee
  • $144 annual fee
  • Get access to low cost loan
  • Redraw facility
  • Extra repayments permitted
  • Minimum deposit of 10%


  • You can deposit your savings or wages directly to reduce interest
  • Option of interest-only repayments when loan limit is reached


  • Construction loan not available
  • 100% offset account not available
Interested in this home loan?

We can pass your details on directly to a home loan expert from the bank, who will contact you within 24 hours to discuss your situation.


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We've partnered with Tomorrow Finance for home loan data, advice and details. You will be contacted within 24 hours by a home loan expert from the bank to discuss your situation. There is no obligation to complete the home loan. You are simply making an enquiry.

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