Aussie Standard Variable

Moneybuddy says

The Aussie Home Loans Standard Variable gives you a low rate loan with card access through ATM, Eftpos and BPay. Deposit your salary straight into the loan account easily. This loan also has no monthly fee and you have access to unlimited redraws. Pay the loan off over 30 years.

The Basics

Interest type Variable rate

Headline interest rate -

Max LVR 90.00%

Annual fee -

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable Yes

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate -

Introductory term -

Interest rate 1 year -

Interest rate 2 years -

Interest rate 3 years -

Interest rate 4 years -

Interest rate 5 years -

Interest rate 7 years 0%

Interest rate 10 years 0%

Interest rate 15 years 0%

Comparison rate 1 year -

Comparison rate 2 years -

Comparison rate 3 years -

Comparison rate 4 years -

Comparison rate 5 years -

Comparison rate 7 years -

Comparison rate 10 years -

Comparison rate 15 years -

Comparison rate -

Minimum loan term -

Maximum loan term 30 years

Min loan amount $50,000

Max loan amount -

Early repayments No

Redraw facility Yes

Repayment holiday No

Ability to split loan Yes

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee -

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee $0

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Aussie says

If you want a standard variable home loan, with a range of flexible features that can be accessed at no extra cost, this might be the loan you need.A load of flexible features, with no ongoing management fees. With the Aussie Standard Variable Loan you can:Redraw - make additional repayments to reduce your interest and redraw the extra funds whenever you need them.Split the loan - fix the rate on part of it.Convert to a fixed rate - you can do this at any time that you need to be sure about your monthly repayment amount.Choose to pay interest only.Choose between fortnightly and monthly repayments.You'll also get online access to view all transactions associated with your loan, plus a printed statement every 6 months.This loan is portable, but if you choose to switch the property acting as security there is a $600 fee.

Key features

Redraw - make additional repayments to reduce your interest and redraw the extra funds whenever you need them.
Split the loan - fix the rate on part of it.
Convert to a fixed rate - you can do this at any time that you need to be sure about your monthly repayment amount.
Choose to pay interest only.
Choose between fortnightly and monthly repayments.