Aussie All-In-One
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95.00%
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Moneybuddy says
The Aussie Home Loans All-In-One loan includes a transaction account to help you pay the loan back sooner. By directing your salary into the account you can reduce the interest payable each month. By adding your income to the loan account, you reduce the balance of your loan as well. Redraw amounts as you need them for purchases. You get a debit card with the loan to access your own cash, and a deposit card that lets you add money via Australia Post or BPay.
The Basics
Interest type -
Headline interest rate -
Max LVR 95.00%
Annual fee -
The cool stuff: features
Draw down loan progressively -
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits Owner - Occupier
The Facts & Figures
Introductory rate -
Introductory term -
Interest rate 1 year -
Interest rate 2 years -
Interest rate 3 years -
Interest rate 4 years -
Interest rate 5 years -
Interest rate 7 years -
Interest rate 10 years -
Interest rate 15 years -
Comparison rate 1 year -
Comparison rate 2 years -
Comparison rate 3 years -
Comparison rate 4 years -
Comparison rate 5 years -
Comparison rate 7 years -
Comparison rate 10 years -
Comparison rate 15 years -
Comparison rate -
Minimum loan term -
Maximum loan term 30 years
Min loan amount $200,000
Max loan amount -
Early repayments No
Redraw facility Yes
Repayment holiday No
Ability to split loan Yes
Extra repayments Yes
Offset account available No
Interest only payments Yes
The ugly stuff: fees
Application fee $500
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee $100
Redraw fee $0
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Pros
- Unlimited redraws
- No monthly fees
- 95% Max LVR
Cons
- Just 4 free transactions per month
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