ANZ Standard Variable Rate Home Loan
5.81%
95%
$0
Moneybuddy says
-
The Basics
Interest type -
Headline interest rate 5.81%
Max LVR 95%
Annual fee $0
The cool stuff: features
Draw down loan progressively Yes - up to 1 year.
Insurance details -
Loan is Transferable No
Line of credit available No
Product suits Investor
The Facts & Figures
Introductory rate -
Introductory term -
Interest rate 1 year -
Interest rate 2 years -
Interest rate 3 years 6.19%
Interest rate 4 years -
Interest rate 5 years 6.84%
Interest rate 7 years 0%
Interest rate 10 years 0%
Interest rate 15 years 0%
Comparison rate 1 year -
Comparison rate 2 years -
Comparison rate 3 years -
Comparison rate 4 years -
Comparison rate 5 years -
Comparison rate 7 years -
Comparison rate 10 years -
Comparison rate 15 years -
Comparison rate -
Minimum loan term -
Maximum loan term 30 years
Min loan amount $20,000
Max loan amount -
Early repayments Yes
Redraw facility No
Repayment holiday Yes
Ability to split loan Yes
Extra repayments Yes
Offset account available Yes
Interest only payments Yes
The ugly stuff: fees
Application fee -
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Pros
- Make additional repayments and pay back the loan early
- Choice of offset accounts available
- Interest only payments available up to 10 years
Cons
- $25 redraw fee and minimum $2000 redraw
- Fairly high loan approval fee
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