ANZ Standard Variable

Get Advice
Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

ANZ Bank's Standard Variable rate home loan option provides residential property buyers with a flexible and valuable home loan!

The Basics

Max LVR 90.00%

Interest type Variable rate

Headline interest rate p.a. 5.88%

Comparison rate p.a. 5.98%

Annual fee $60

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable -

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year 5.88%

Interest rate (p.a.) 2 years 5.88%

Interest rate (p.a.) 3 years 5.88%

Interest rate (p.a.) 4 years 5.88%

Interest rate (p.a.) 5 years 5.88%

Interest rate (p.a.) 7 years 5.88%

Interest rate (p.a.) 10 years 5.88%

Interest rate (p.a.) 15 years 5.88%

Comparison rate (p.a.) 1 year 6.23%

Comparison rate (p.a.) 2 years 6.90%

Comparison rate (p.a.) 3 years 6.90%

Comparison rate (p.a.) 4 years 6.90%

Comparison rate (p.a.) 5 years 6.90%

Comparison rate (p.a.) 7 years 6.90%

Comparison rate (p.a.) 10 years 6.90%

Comparison rate (p.a.) 15 years 6.90%

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments -

Redraw facility Yes

Repayment holiday Yes

Ability to split loan -

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee $600

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

ANZ says

With an ANZ Variable Rate Home Loan you can choose from a number of great features that could help you save money including an Offset Account. which could help reduce the interest payable on your loan.

Key features

  • Standard variable rate home loan
  • $600 application fee
  • $60 annual fee
  • This is a full feature home loan, therefore it references the full interest rate throughout the life of the loan
  • 100% offset account account included
  • Interest only payments permitted for up to 10-years
  • Minimum deposit of 10%


  • The ANZ Standard Variable rate home loan is available as a Lo Doc loan for customers that are self-employed
  • You will not pay any account servicing fees or additional withdrawal fees on your linked ANZ transaction account
  • Repayment holiday feature


  • $600 application fee
Interested in this home loan?

We can pass your details on directly to a home loan expert from the bank, who will contact you within 24 hours to discuss your situation.


Approx Loan Amount


Phone Number



We've partnered with Tomorrow Finance for home loan data, advice and details. You will be contacted within 24 hours by a home loan expert from the bank to discuss your situation. There is no obligation to complete the home loan. You are simply making an enquiry.

My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.


What are you looking for?

What type of loan?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.

home > compare home loans > ANZ home loans > Standard Variable