ANZ Fixed Rate Loan
-
95%
$0
Moneybuddy says
The ANZ Fixed Rate Loan guarantees you a set interest rate for 1-5, 7 or 10 years. The maximum loan term is 30 years and you can make early repayments to when you can (fees apply however). There is no monthly administration charge and if you have a linked transaction account, you will not pay any fees on it. Make interest only payments and save your cash.
The Basics
Interest type -
Headline interest rate -
Max LVR 95%
Annual fee $0
The cool stuff: features
Draw down loan progressively Yes - up to 4 months
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits -
The Facts & Figures
Introductory rate -
Introductory term -
Interest rate 1 year 5.35%
Interest rate 2 years 5.69%
Interest rate 3 years 6.34%
Interest rate 4 years 6.79%
Interest rate 5 years 7.19%
Interest rate 7 years 8.29%
Interest rate 10 years 0%
Interest rate 15 years 9.39%
Comparison rate 1 year -
Comparison rate 2 years -
Comparison rate 3 years -
Comparison rate 4 years -
Comparison rate 5 years -
Comparison rate 7 years -
Comparison rate 10 years -
Comparison rate 15 years -
Comparison rate -
Minimum loan term 1 year
Maximum loan term 30 years
Min loan amount $20,000
Max loan amount -
Early repayments Yes
Redraw facility Yes
Repayment holiday No
Ability to split loan Yes
Extra repayments Yes
Offset account available No
Interest only payments Yes
The ugly stuff: fees
Application fee $500
Valuation fee -
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee $25
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Pros
- Guaranteed rate protected against rises
- Zero monthly fees
- Discounts for eligible loans
Cons
- Fees apply to early repayments
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