ANZ Equity Manager Breakfree

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Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

ANZ Bank's Equity Manager Breakfree package provides customers with access to discounts and benefits on some ANZ home and investment loans, plus ANZ products and services.

The Basics

Max LVR 90.00%

Interest type Variable rate

Headline interest rate p.a. 6.03%

Comparison rate p.a. 6.21%

Annual fee $150

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable -

Line of credit available Yes

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year 6.03%

Interest rate (p.a.) 2 years 6.03%

Interest rate (p.a.) 3 years 6.03%

Interest rate (p.a.) 4 years 6.03%

Interest rate (p.a.) 5 years 6.03%

Interest rate (p.a.) 7 years 6.03%

Interest rate (p.a.) 10 years 6.03%

Interest rate (p.a.) 15 years 6.03%

Comparison rate (p.a.) 1 year 6.46%

Comparison rate (p.a.) 2 years 7.13%

Comparison rate (p.a.) 3 years 7.13%

Comparison rate (p.a.) 4 years 7.13%

Comparison rate (p.a.) 5 years 7.13%

Comparison rate (p.a.) 7 years 7.13%

Comparison rate (p.a.) 10 years 7.13%

Comparison rate (p.a.) 15 years 7.13%

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments -

Redraw facility Yes

Repayment holiday Yes

Ability to split loan -

Extra repayments Yes

Offset account available No

Interest only payments Yes

The ugly stuff: fees

Application fee $600

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

ANZ says

Our Equity Manager Breakfree package is a line of credit account secured by a first registered mortgage over your residential property. This account allows you to turn the equity in your property into a ready source of funds up to an agreed limit. You can use these funds for any personal purpose and any principal repaid is available to be redrawn.

Key features

  • Variable rate line of credit
  • $600 application fee
  • $150 annual fee
  • Repayment holiday feature
  • Redraw facility
  • Minimum deposit of 10%


  • You will not have to pay home loan application fees or service fees on specified ANZ products if you choose the Equity Manager Breakfree Package
  • Interest only repayments permitted
  • Additional repayments permitted


  • No 100% offset account feature
  • No construction loan feature
Interested in this home loan?

We can pass your details on directly to a home loan expert from the bank, who will contact you within 24 hours to discuss your situation.


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We've partnered with Tomorrow Finance for home loan data, advice and details. You will be contacted within 24 hours by a home loan expert from the bank to discuss your situation. There is no obligation to complete the home loan. You are simply making an enquiry.

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