ANZ Easy Start Loan
-
95.00%
$120
Moneybuddy says
The ANZ Easy Start Loan lets you pay for other expenses more easily by giving you a 12 month introductory rate. After this you revert to the normal standard variable rate. You also have a 100% offset letting you deposit your salary into the loan account. This helps you reduce interest and lets you own your home sooner. Redraw and monthly fees apply.
The Basics
Interest type Variable rate
Headline interest rate -
Max LVR 95.00%
Annual fee $120
The cool stuff: features
Draw down loan progressively -
Insurance details -
Loan is Transferable Yes
Line of credit available No
Product suits Owner - Occupier
The Facts & Figures
Introductory rate 6.71%
Introductory term 12.00%
Interest rate 1 year -
Interest rate 2 years -
Interest rate 3 years -
Interest rate 4 years -
Interest rate 5 years -
Interest rate 7 years 0%
Interest rate 10 years 0%
Interest rate 15 years 0%
Comparison rate 1 year -
Comparison rate 2 years -
Comparison rate 3 years -
Comparison rate 4 years -
Comparison rate 5 years -
Comparison rate 7 years -
Comparison rate 10 years -
Comparison rate 15 years -
Comparison rate -
Minimum loan term -
Maximum loan term 30 years
Min loan amount $50,000
Max loan amount -
Early repayments Yes
Redraw facility Yes
Repayment holiday Yes
Ability to split loan Yes
Extra repayments Yes
Offset account available Yes
Interest only payments Yes
The ugly stuff: fees
Application fee $500
Valuation fee $100
Subsequent valuation fee -
Valuation fee details -
Discharge fee -
Discharge fee details -
Legal fee -
Settlement fee -
Redraw fee $25
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Pros
- 100% offset against your loan balance
- Repayment holiday
- Reward points
Cons
- Redraw fees
More from ANZ
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