ANZ Breakfree

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Headline interest rate p.a.
Comparison rate p.a.
Annual fee

Moneybuddy says

ANZ Bank's Breakfree package offers a range of discounts and features for home and investment loans, such as reduced interest rates. Other ANZ financial products are included in this loan, to enable you to connect your ANZ home loans with other AZN financial products.

The Basics

Max LVR 90.00%

Interest type Variable rate

Headline interest rate p.a. 5.88%

Comparison rate p.a. 6.23%

Annual fee $375

The cool stuff: features

Draw down loan progressively -

Insurance details -

Loan is Transferable -

Line of credit available No

Product suits Owner - Occupier

The Facts & Figures

Introductory rate p.a. -

Introductory term -

Interest rate (p.a.) 1 year 5.88%

Interest rate (p.a.) 2 years 5.88%

Interest rate (p.a.) 3 years 5.88%

Interest rate (p.a.) 4 years 5.88%

Interest rate (p.a.) 5 years 5.88%

Interest rate (p.a.) 7 years 5.88%

Interest rate (p.a.) 10 years 5.88%

Interest rate (p.a.) 15 years 5.88%

Comparison rate (p.a.) 1 year 6.47%

Comparison rate (p.a.) 2 years 7.13%

Comparison rate (p.a.) 3 years 7.13%

Comparison rate (p.a.) 4 years 7.13%

Comparison rate (p.a.) 5 years 7.13%

Comparison rate (p.a.) 7 years 7.13%

Comparison rate (p.a.) 10 years 7.13%

Comparison rate (p.a.) 15 years 7.13%

Minimum loan term -

Maximum loan term -

Min loan amount -

Max loan amount -

Early repayments -

Redraw facility Yes

Repayment holiday Yes

Ability to split loan Yes

Extra repayments Yes

Offset account available Yes

Interest only payments Yes

The ugly stuff: fees

Application fee $0

Valuation fee -

Subsequent valuation fee -

Valuation fee details -

Discharge fee -

Discharge fee details -

Legal fee -

Settlement fee -

Redraw fee -

Comparison Rate Disclaimer -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

ANZ says

ANZ Breakfree Package takes the hassle out of getting a better deal by putting your home loan, everyday and credit card accounts into one simple bundle.This special offer is for a limited time only. The Standard Variable Rate discounts available under this special offer will apply to applications submitted from 1st March 2012 and while the offer is available. ANZ reserves its rights to withdraw the offer at any time.

Key features

  • Variable rate home loan
  • $0 application fee
  • $375 annual fee
  • Interest only repayments permitted for a period of time
  • Repayment holiday for up to 3-months
  • Minimum deposit of 10%


  • Optional redraw facility
  • No application fee
  • Additional repayments allowed
  • Split loans permitted


  • Annual fee
Interested in this home loan?

We can pass your details on directly to a home loan expert from the bank, who will contact you within 24 hours to discuss your situation.


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We've partnered with Tomorrow Finance for home loan data, advice and details. You will be contacted within 24 hours by a home loan expert from the bank to discuss your situation. There is no obligation to complete the home loan. You are simply making an enquiry.

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