Compare the Best Debit Cards in Australia

If you're looking to spend your own money but want the added convenience of Visa or MasterCard access, a debit card is for you. Compare debit cards from 3 providers below and take a look at our debit card articles if you'd like to research more before you apply.

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Choosing the your debit card

Debit Cards, also sometimes referred to as Bank Cards, allow you to make payments without having to use cash. The key difference between a credit card and a debit card is that with credit cards you use the bank's money and with a debit card you use your own money.

Debit cards are usually linked to a physical bank account. When a purchase is made the money is taken immediately taken from your bank account. So you don't need to worry about interest rates on debit cards or spending too much money that you don't have, because you'll always be using your own money.

Debit Cards have become increasingly important with the rise of online shopping. Debit cards allow you to transact online, without needing a credit card. They are also fantastic for shoppers and businesses who want to transact in a safe and secure environment especially in comparison to more traditional payment methods like cash or cheques.

For those times when you do need cash, debit cards can be used at ATMs to withdraw cash. Once again this is your own money and not the bank's, so it doesn't attract interest or cash advance fees.

Prepaid debit cards are a slightly different product. They do not access money from your bank account, but instead need to be reloaded or topped up. They can be used for payments at any location where a standard debit card or credit card are accepted. Prepaid debit cards are considered a good option if you want to control spending or if you are heading overseas.

If you are unsure which debit card to select MoneyBuddy has a comparison tool and also many guides which will help you select a debit card that's right for your personal or professional needs.

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