credit cards » credit card types & features

Guides to credit card types and features

Low Introductory Rate Credit Cards – a honeymoon for your credit balance

Honeymoon periods on credit cards are just like the honeymoon of a marriage: they start off well enough but the real work begins afterwards.

If you are thinking of utilising a honeymoon period, you should read this article and make sure you know what you‘re getting - not all that glitters is gold.

Money Buddy guide to … credit card features

With the choice of credit cards available, how do you decide which features you really need? Interest-free days, additional cardholders, rewards programs, balance transfers, introductory rates, promotions and special offers - the list seems endless. But what do all the features actually mean, and which should you look for when choosing a credit card?

Business Credit Cards

If you are a business, large or small, you’ve probably already been pestered by your bank to get a business credit card. Before you decide which card is best for your business though, make sure you understand what different business cards exist and which features you need.

Low-rate credit cards

In an attempt to stay ahead of the pack, credit card providers are now offering special incentives to customers. These include 0% balance transfers, rewards programs and attractive ongoing interest rates. But is the low-rate credit card really as good as it sounds?

Low interest credit cards compared

With Australians owing around $37 billion on 13 million credit cards, lots of people are looking to consolidate their personal debts.

Credit Card Rewards Programs – making your loyalty pay

Credit card loyalty schemes and rewards programs have become increasingly popular with banks and credit unions because they provide extra incentive to choose one brand over another. But do loyalty schemes actually provide real benefits to you as a customer? The short answer: sometimes.